Microcredit is meant for people who otherwise have difficulty getting a loan. Former prisoner Raymond Wuisan is just such a person; he wanted to set up a SIM card company in Jakarta, but official organisations had no confidence in him.
 
Microcredit organisations also take a good look at the background of applicants. So ex-convicts don’t have much of a chance. That is why Raymond Wuisan went looking elsewhere for financial backing. He ended up finding someone who was willing to lend him money privately - informal microcredit is a well-known phenomenon in Indonesia. Now he supplies women with SIM cards who then sell them in the Indonesian capital.

Click here for an account of how the video came about.
 
This video portrait is part of a series about small businesses that have received microcredit. The eight reports have been produced for Radio Netherlands Worldwide’s series “Microfinance – who profits?” that was launched on 25 January 2010 at a conference at the Peace Palace in The Hague.